Study on Corporate Credit Monitoring Practices in Bank
Study on Corporate Credit Monitoring Practices in Bank Abstract Banks conduct credit monitoring as post-approval operations for existing credit customers in order to identify early warning signs of credit risk. As a result, the research was successful in observing credit monitoring practices in Nepalese commercial banks. The research included a sample of ten commercial banks, five of which were private sector banks and five of which were joint venture banks. This study seeks to ascertain Nepalese bankers understanding of the importance of credit monitoring as risk detection tools. According to the study's findings, the periodic review of security documents, credit processing procedure, compliance of covenants established during credit approval, technique to control default, risk reporting, review of loan account, and regular follow-up were all used differently as credit monitoring practices in Nepal's private sector and joint venture banks. These variables were likewise show...