A Study on Performance Evaluation of Bank - MBA Finance

A Study on Performance Evaluation of Bank - MBA Finance

Abstract

The purpose of this research is to assess the financial performance of Ethiopia's Construction and Business Bank (CBB). To evaluate the bank's financial performance, the study focused on financial performance measurement ratios such as asset utilization/efficiency ratios, deposit mobilization, loan performance, liquidity ratio, leverage/financial efficiency ratios, profitability ratios, solvency ratios, and coverage ratios. The researchers relied heavily on secondary data for their analysis, which spans eight years (2002/2003 to 2009/2010) and is based on the bank's most recent audited financial records. 

For More Details About a Study on Performance Evaluation of Bank - MBA Finance Please Visit Our Website


Or call us +91 9481545735

The researchers also gathered primary data via unstructured personal interviews with important authorities, including the Planning and Business Development manager and the Finance Section Manager, as well as by observation. To prevent drawing hasty conclusions, the data were cross-validated using information from secondary sources, including eight years of financial statements and other pertinent documents. The research's findings showed that the bank's financial performance had almost progressed throughout the operating periods examined for the study.


Introduction

Organizational control is the process through which a company assures that it is following plans and activities that will allow it to accomplish its objectives. Control requires the assessment and evaluation of performance, which entails asking four fundamental questions: What exactly happened? What caused that to happen? Is it going to keep continuing? What are our plans to address it? Performance measurement may provide an answer to the first question. In order to answer the other three questions, management will have to provide much more relevant information than it would otherwise have. 

For More Details About a Study on Performance Evaluation of Bank - MBA Finance Please Visit Our Website


Or call us +91 9481545735

By determining what has really occurred, top management may decide with reasonable confidence the direction the business is heading in and, if all is well, continue with the excellent work. Alternatively, if performance metrics suggest that problems are on the horizon, management may gently adjust the tiller or even change course entirely with plenty of time to spare.


Conclusion

The results of the bank's liquidity ratio study showed that the current ratio, acid-test ratio, and cash ratio are much lower than the industry ratio as recommended by financial analysts and financial management experts. The bank has been operating with extremely little working capital, with a current ratio that is almost 0.5. The trend analysis of the four-year ratios revealed that these three liquidity ratios were declining. According to the profitability ratio study, the bank's profit margin before tax and interest and net income ratios were rising. 

For More Details About a Study on Performance Evaluation of Bank - MBA Finance Please Visit Our Website


Or call us +91 9481545735

The relocation of some of the bank's outlying branches to better bankable areas, as well as the bank's gradual penetration of foreign banking activities since 2002/2003, as well as an increase in the number of deposit customers, are the major factors attributable to this commendable financial performance.

Comments

Post a Comment

Popular posts from this blog

Concept of Call Center as a BPO Process - an Overview

Concept of Call Center as a BPO Process - an Overview INTRODUCTION If your company lacks the capacity to handle all incoming and outgoing calls, it may be time to hire a BPO contact center. Not every business has the personnel, equipment, and expertise necessary to fulfil their customers' contact center service requirements. According to The Zen desk Customer Experience Trends Report 2020, 51 percent of customers anticipate a response in less than five minutes when they contact a business. Meeting this expectation, however, may not always be feasible for a small e-commerce team. That is where a call center for business process outsourcing (BPO) comes in. The act of outsourcing any element of your company's operations to a third-party vendor or service provider is known as business process outsourcing. A business process outsourcing (BPO) call center is a group of outsourced agents that handle incoming and outgoing client calls for other companies. If your company lacks the capa...
Read more

Brand Differentiation Strategies Adopted in Companies.

 Brand Differentiation Strategies Adopted in Companies Abstract  It examines the relationship between differentiation strategy, market competition and profit management. Research on real earnings management was conducted. using to manipulate earnings by many companies We put on a show for each manufacturing sub-sectors, and with ten companies to measure the abnormal. the management of real profits Using 65 manufacturing techniques indonesian companies listed on the Indonesian Stock Exchange between 2011 and 2015, investigate our research questions using regression analyses Our According to the results, firms that use differentiation strategies are less successful than those that don't Real earnings management is likely to be employed. Furthermore, the interaction of two or more entities. For More Details About  MBA Marketing - Study of Cleave Global E – Services Ltd   Please Visit Our Website https://mbareportsguru.com/bra...
Read more

Staff Training and Development as a Tool for High Employee Performance

Staff Training and Development as a Tool for High Employee Performance Introduction  Training is defined as any teaching or learning activity that is carried out with the main goal of assisting members of an organisation in acquiring and applying the information, ability, skill, and attitude required by the organisation. Employee training and development are critical, particularly in the banking industry, as they constitute the umbilical cord of competence and increased efficiency, which remain the hallmarks of every company. Training, in broad terms, is the act of improving an employee's knowledge and ability in doing a certain profession. For More Details About  Staff Training and Development as a Tool for High Employee Performance  Please Visit Our Website https://mbareportsguru.com/staff-training-and-devlopment-as-a-tool-for-high-employee-performance-in-an-organizational/ Or call us +91 9481545735 Development is not as precise as that; it has a broader range of applic...
Read more