MBA Finance - Performance Analysis of Mutual Fund
MBA Finance - Performance Analysis of Mutual Fund
Introduction
Investment activity is critical in encouraging corporate operations and, as a result, contributes to a country's economic growth. Today's investor has access to a diverse variety of investment options. These mainly consist of bank deposits, corporate deposits, bonds, mutual fund units, instruments under National Savings Schemes, pension schemes, insurance policies, equity shares, and so on. All of these products fight for the attention of investors.
Each instrument has its unique set of return, risk, liquidity, and safety characteristics. Household profiles vary based on the income saving ratio, the age of the household's head, the number of dependents, and so on. Investors prefer to match their requirements with the characteristics of the investment instrument offered. They do have varied degrees of affinity for different types of savings vehicles.
The Study's Objectives
- To assess the performance of several bank mutual funds.
- To assess the risk-return relationship and market volatility of a subset of mutual funds.
- To compare the performance of SBI and HDFC mutual funds.
- To assist retail investors in making decisions about mutual fund schemes in certain areas.
- To provide recommendations to investors based on the study's results.
Conclusion
According to the research, the Mutual Fund is a safe speculative instrument. Mutual funds are many investors' sole option for investing in an intellectually diverse manner. After researching and evaluating various mutual fund schemes, a conclusion may be reached. According to the research, SBI Small Cap Fund has a high risk and also provides the greatest returns when compared to other funds in the same category. Debt Hybrid Fund is also excellent and this fund is better suited for investing. Debt Hybrid Funds (SBI and HDFC) are doing well and providing a decent return. Companies in the SBI and HDFC ETF Gold Fund categories have negative returns.
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